The Alternative Debt solution concept.


DO! Banks lend more easily to those who are MOST at risk?

There is a 'Sales-Driven-Culture' within our banks that virtually 'FORCE'
it's employees to harass those with most to lose, to BUY   
Get-Out-Of-Debt   products.
(Except of course, they just draw you further 'into debt' at a higher cost).

Banks and credit card companies ONLY act
in their 'shareholders' interests. Obvious I know, but it's a FACT!

We
are all just  'The Cannon Fodder'.
A means by which they can extract as much money as possible over the
long-term.
We are 'expendable data', it really is that straight forward and simple.

They KNOW that most people are 'honest' and 'ethical'. That most people
would 'rather' pay off any debts incurred than go to court, have the bailiffs
call, or have their homes repossessed.

Their 'Short-Term' profits come from lending to the well-off. Those who will pay back quickly.

Their 'Long-Term' profits, which are the ones they NEED to satisfy their investors = 'Shareholders' come from the
'Cannon-Fodder'. Those who can least afford it, but who find themselves being 'suckered' deeper and deeper into
debt by the 'greed' of the banks.

Don't blame the bank employees here.
Unless they meet pre-specified, hard-to-reach 'sales' targets, their life is made intolerable by their bosses.

Banks and credit card companies can't lose, because when a 'customer' gets too far into debt to be able to pay it
back, the banks simply 'SELL' these debts to the
'KILLER SHARKS'.
Those debt collectors that will 'harass' you a hundred times a day to "Pay up, or else".

To many people, this is extremely scary. Sometimes leading to suicide, or at the very least, to long term mental health
problems. Others are steered towards 'crime' as their only answer to escape these 'cancers' on society.
All-in-all is it any wonder our once 'close-knit' communities are breaking up.

DEBT has far reaching consequences. Not least, the break down of our local communities as more people feel
'ashamed' to be in so much debt and become reclusive as a result. They can't afford to go out as often as they'd like.
They can't afford to go to the pub, the cinema, the theatre or even sometimes the local fete or boot sale. All places
where they might normally 'socialise'  with their friends and neighbours.

Early-Morning TV is 'peppered' with celebrity ads showing you familiar, 'trusted' faces that are telling you how the
company that 'they' represent will actually 'HELP' you to get out of debt, or refinance your dreams. It's all so easy.
Just log-in to the website, or make that phone call. The money will be with you, if not instantly, then very shortly.
Smooth, cost-effective borrowing, and sanctioned by that well-known face you believe would NEVER lead you astray.

What A Winning Formula??

The celebrities, in their defence, are probably no more aware of the 'deviousness' of this tactic than most of the
general public. They very likely think they ARE helping those in need, and all the time, they're 'getting paid' to help
you and I........  
Great!!
But if they truthfully KNEW the consequences of their actions, would they still do it?
Probably, because as in most cases these days, if THEY don't do it, someone else WILL.
Why should they miss out on a good pay-day?

Self-education is KEY here.

If we KNOW in our hearts and minds that we really ARE being fooled, suckered and totally made a complete
'jack-ass' of when we believe all of the nonsense they spout, then we're not in any danger.

Our natural defence mechanism comes into play when we 'know' we're having the 'p%&s' taken out of us, that we will
automatically reject their blurbs for the nonsense that it is. If enough people get  'Awakened' to the scam's all around
us that are 'purely' designed, at the cost of many thousands of pounds or dollars by the banks and credit-card
companies, their advertising campaigns will become 'negative' investments, and will cease to be aired on our TV's.

This is why it's imperative,
that you pass this web-page on to as many of your friends and family as you can. The sooner we are all made aware
of the 'MASSIVE' scam that's dragging most of us down to the gutter, the better.

Did you realise that these loan companies that secure the loan 'On Your Property' are likely to 'foreclose'  after just
THREE missed payments? That in itself is a license to print money. That is why they'll spend hundreds of thousands
on advertising campaigns to 'hook' you.
 Is it any wonder they see YOU as easy fish to 'catch' and then 'throw back'
with your fins missing.
You're not going to 'swim' with their loan, you're going to 'sink' fairly fast without a trace of a come-back on your
lenders. They just scoop up the prize; (Your House), and move on to the next 'unlucky catch'.

'Consolidation' is a much bandied word that suggests an easier route when your road is blocked in every
direction by DEBT. Infact, 'consolidation' is probably the very last route you should be thinking about here. YES! you
get all your debts rolled into one 'affordable' payment. Usually secured on your property. But then that payment also
'stretches' your finances and you find 'more and more' letters through your door; phone calls; Spam messages on
your computer, all telling how your credit-rating is SO GOOD that they'd just LOVE IT if you'd borrow more from THEM.

Why not make your life just that little bit easier for yourself? After all, you deserve it don't you?
What's just a few more pounds or Dollars a month?
Before you know it, they've convinced you that you're worth MORE. That they will GIVE you the means to PROVE IT!

'SNAP!'   The trap has sprung again, and you've just put your foot right back into where you just can't seem to get it
back out from. Soon, the only recourse open to you is 'Bankruptcy'. Your assumed last resort where you'll not only lose
most of your physical possessions including your property. You'll also lose your self-respect, self-esteem and the
ability to live your life as a
'supposedly' FREE individual.

You will now have the 'liquidators' telling you what you 'can' and 'cannot' do.
What money you're allowed to keep out of your wage packet.
Whether or not you can have a bank account at all. Or if you can even be trusted to have a much-
needed debit card. Something that is almost essential to have these days.

Even to buy your weekly grocery shop, a card is the 'expected' transaction.
Offer notes, and the 'divvy' behind the till will study them, look you up and down as a criminal, and often call a manager
to check. Just in case you're trying to pass off 'dud' notes. (Very embarrassing).

In the US, it's much harder these days to go bankrupt.

In the UK in 2007/8 it's fairly easy
, and is fast becoming the 'preferred' route
for most younger people these days.
(But that escape route will VERY SOON be closed off to the majority)
It will revert back to the time when only 'The Rich' could afford to go bankrupt, while
keeping almost ALL of their assets. (Remember the Maxwell Brothers?).
Immensely rich. Kept almost ALL of their assets at the expense of 'lesser mortals',
especially thinking here of ALL the loyal Daily Mirror workers (and others) who lost
their pensions overnight.

The British Government recognised the 'savvy' there and duplicated the tactic by
allowing the treasury,
(AKA Gordon Brown) to STEAL from the vast swathes of private pensioners here.
Many people who had been 'frugal' all their lives so that they could 'enjoy' retirement
have now ALSO found themselves being 'suckered' into the Debt-Trap laid so
professionally for them by those who were voted into power to do the exact opposite.

Debt has always been the 'Machiavellian' way by which 'ALL' governments control the masses.

The more DEBT society has, the easier it is to keep a check and 'control' the subjects. (Fodder).
Governments of ALL denominations hate the word FREEDOM.
It means that they 'lose' the power to tell you what to do.
(Debt restricts you in so many ways eventually.)

Your movement at any time of the day or night can be tracked through the use of your credit or debit card. Your
buying, therefore your lifestyle habits are recorded so that even MORE temptation can be passed your way.
(Marketers Pay VERY HIGHLY for this much sought-after DATA) The circle of debt becomes tighter and our 'masters'
can TUG at the trap any time they feel fit. Step out of line and life becomes more difficult for you. TOE the line and
you're allowed to 'exist'.......
With conditions.

Only the wealthy. Or those who are FREE of debt, can actually call themselves FREE!  (To a certain degree.)
They become the 'second lieutenants' to those masters who believe they control our every move.
A Proven Method Of 'ATTACKING' Debt!
The...'Organic Debt Management Programme'.

Debt Consolidation; IVA's; Bankruptcy;     Need Not be the way.
There are those who are taught from a very early age, exactly WHAT 'The Banking System' philosophy is.

The rest of us I'm afraid, are just the 'fodder'.
PS. Don’t forget to E-mail this link to all your friends/relatives/associates


>>>> NEXT….'The Game Of Life'....>>>>
This site is published by 'Future Past Publishing' (UK).  
11, Zinzan St, Reading, Berks. RG1 7UG.
All work is World copyright protected.  (P. Moring © 2006)

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You don’t know or realise what’s happening, as the banking service is supposedly
aimed at HELPING YOU! get through the financial maze that EVERY ONE of
us is forced to enter at some stage of our lives. Usually ending in debt, that
slowly but surely diminishes our quality of life until we die.

(Or get wise).

Most of us are just naïve, decent people, wanting to get on with our lives.
We work to live (or so we think).     Bust mostly, we work to survive. (Just).

Mothers are being emotionally black-mailed to work longer hours.
But when child care etc is deducted, most mothers are actually WORSE off, and
will incur more debt through the 'guilt' they feel by 'not' being with their children.
Because....They then try and rid themselves of that guilt by using even MORE of
their wages to buy gifts/treats for their young.

It’s a vicious  treadmill that is ALMOST impossible to get off of.

SO…..Please continue with the next articles on this site, they will  lead you  OUT of the ‘Rat-Trap’ that the  'banking
world'  has lured you into. Which, on your own, is likely proving VERY difficult to escape from.

Once you have read through this site, (and please take your time), you will be shown a PROVEN ROUTE to not only
ESCAPE from your debt-trap, but to go on and receive a REAL residual income for the long term.
Allowing you to LIVE as you’d like to. NOT just EXIST.

By the way, if you find this site really helps you, please forward it to your friends and family who are also on the ‘net.
They won’t be offended, and should even THANK you for doing so.    
DEBT is an ongoing concern for EVERYONE.

Thank you,

Pete.

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