The Alternative Debt solution concept. |
BANKS....Friend Or Foe?
Banks lend more easily to those who are MOST at risk.
There is a 'Sales-Driven-Culture' within our banks that virtually 'FORCE'
it's employees to harass those with most to lose, to BUY
Get-Out-Of-Debt products.
(Except of course, they just draw you further 'into debt' at a higher cost).
Banks and credit card companies ONLY act
in their 'shareholders' interests. Obvious I know, but it's a FACT!
We are all just 'The Cannon Fodder'.
A means by which they can extract as much money as possible over the
long-term.
We are 'expendable data', it really is that straight forward and simple.
They KNOW that most people are 'honest' and 'ethical'. That most people
would 'rather' pay off any debts incurred than go to court, have the bailiffs
call, or have their homes repossessed.
Their 'Short-Term' profits come from lending to the well-off. Those who will pay back quickly.
Their 'Long-Term' profits, which are the ones they NEED to satisfy their investors = 'Shareholders' come from the
'Cannon-Fodder'. Those who can least afford it, but who find themselves being 'suckered' deeper and deeper into
debt by the 'greed' of the banks.
Don't blame the bank employees here.
Unless they meet pre-specified, hard-to-reach 'sales' targets, their life is made intolerable by their bosses.
Banks and credit card companies can't lose, because when a 'customer' gets too far into debt to be able to pay it
back, the banks simply 'SELL' these debts to the 'KILLER SHARKS'.
Those debt collectors that will 'harass' you a hundred times a day to "Pay up, or else".
To many people, this is extremely scary. Sometimes leading to suicide, or at the very least, to long term mental health
problems. Others are steered towards 'crime' as the only answer to escape these 'cancers' on society. All-in-all is it
any wonder our once 'close-knit' communities are breaking up.
DEBT has far reaching consequences. Not least, the break down of our local communities as more people feel
'ashamed' to be in so much debt and become reclusive as a result. They can't afford to go out as often as they'd like.
They can't afford to go to the pub, the cinema, the theatre or even sometimes the local fete or boot sale. All places
where they might normally 'socialise' with their friends and neighbours.
Early-Morning TV is 'peppered' with celebrity ads showing you familiar, 'trusted' faces that are telling you how the
company that 'they' represent will actually 'HELP' you to get out of debt, or refinance your dreams. It's all so easy.
Just log-in to the website, or make that phone call. The money will be with you, if not instantly, then very shortly.
Smooth, cost-effective borrowing, and sanctioned by that well-known face you believe would NEVER lead you astray.
What A Winning Formula??
The celebrities, in their defence, are probably no more aware of the 'deviousness' of this tactic than most of the
general public. They very likely think they ARE helping those in need, and all the time, they're 'getting paid' to help
you and I. Great!!
But if they truthfully KNEW the consequences of their actions, would they still do it?
Probably, because as in most cases these days, if THEY don't do it, someone else WILL.
Why should they miss out on a good pay-day?
Self-education is KEY here.
If we KNOW in our hearts and minds that we really ARE being fooled, suckered and totally made a complete
'jack-ass' of when we believe all of the nonsense they spout, then we're not in any danger.
Our natural defence mechanism comes into play when we 'know' we're having the 'p%&s' taken out of us, that we will
automatically reject their blurbs for the nonsense that it is. If enough people get 'Awakened' to the scam's all around
us that are 'purely' designed, at the cost of many thousands of pounds or dollars by the banks and credit-card
companies, their advertising campaigns will become 'negative' investments, and will cease to be aired on our TV's.
This is why it's imperative,
that you pass this web-page on to as many of your friends and family as you can. The sooner we are all made aware
of the 'MASSIVE' scam that's dragging most of us down to the gutter, the better.
Did you realise that these loan companies that secure the loan 'On Your Property' will 'foreclose' after just THREE
missed payments? That in itself is a license to print money. That is why they'll spend hundreds of thousands on
advertising campaigns to 'hook' you. With house prices only going one way, that's UP! Is it any wonder they see
YOU as easy fish to catch and throw back with your fins missing.
You're not going to 'swim' with their loan, you're going to 'sink' fairly fast without a trace of a come-back on your
lenders. They just scoop up the prize; (Your House), and move on to the next 'unlucky catch'.
'Consolidation' is a much bandied word that suggests an easier route when your road is blocked in every
direction by DEBT. Infact, 'consolidation' is probably the very last route you should be thinking about here. YES! you
get all your debts rolled into one 'affordable' payment. Usually secured on your property. But then that payment also
'stretches' your finances and you find 'more and more' letters through your door; phone calls; Spam messages on
your computer, all telling how your credit-rating is SO GOOD that they'd just LOVE IT if you'd borrow more from THEM.
Why not make your life just that little bit easier for yourself? After all, you deserve it don't you?
What's just a few more pounds or Dollars a month?
Before you know it, they've convinced you that you're worth MORE. That they will GIVE you the means to PROVE IT!
'SNAP!' The trap has sprung again, and you've just put your foot right back into where you just can't seem to get it
back out from. Soon, the only recourse open to you is 'Bankruptcy'. Your assumed last resort where you'll not only lose
most of your physical possessions including your property. You'll also lose your self-respect, self-esteem and the
ability to live your life as a 'supposedly' FREE individual.
You will now have the 'liquidators' telling you what you 'can' and 'cannot' do.
What money you're allowed to keep out of your wage packet.
Whether or not you can have a bank account at all. Or if you can even be trusted to have a much-
needed debit card. Something that is almost essential to have these days.
Even to buy your weekly grocery shop, a card is the 'expected' transaction.
Offer notes, and the 'divvy' behind the till will study them, look you up and down as a criminal, and often call a manager
to check. Just in case you're trying to pass off 'dud' notes. (Very embarrassing).
In the US, it's much harder these days to go bankrupt.
In the UK in 2007 it's fairly easy, and is fast becoming the 'preferred' route for most younger people these days.
(But that escape route will VERY SOON be closed off to the majority)
It will revert back to the time when only 'The Rich' could afford to go bankrupt, while keeping almost ALL of their
assets. (Remember the Maxwell Brothers?). Immensely rich. Kept almost ALL of their assets at the expense of
'lesser mortals', especially thinking here of ALL the loyal Daily Mirror workers (and others) who lost their pensions
overnight.
The British Government recognised the 'savvy' there and duplicated the tactic by allowing the treasury,
(AKA Gordon Brown) to STEAL from the vast swathes of private pensioners here.
Many people who had been 'frugal' all their lives so that they could 'enjoy' retirement have now ALSO found
themselves being 'suckered' into the Debt-Trap laid so professionally for them by those who were voted into power to
do the exact opposite.
Debt has always been the 'Machiavellian' way by which ALL governments control the masses.
The more DEBT society has, the easier it is to keep a check and 'control' the subjects. (Fodder).
Governments of ALL denominations hate the word FREEDOM.
It means that they 'lose' the power to tell you what to to do. Debt restricts you in so many ways eventually.
Your movement at any time of the day or night can be tracked through the use of your credit or debit card. Your
buying, therefore your lifestyle habits are recorded so that even MORE temptation can be passed your way. The
circle of debt becomes tighter and our 'masters' can TUG at the trap any time they feel fit. Step out of line and life
becomes more difficult for you. TOE the line and you're allowed to 'exist' with conditions.
Only the wealthy. Or those who are FREE of debt, can actually call themselves FREE to a certain degree.
They become the 'second lieutenants' to those masters who believe they control our every move.
Banks lend more easily to those who are MOST at risk.
There is a 'Sales-Driven-Culture' within our banks that virtually 'FORCE'
it's employees to harass those with most to lose, to BUY
Get-Out-Of-Debt products.
(Except of course, they just draw you further 'into debt' at a higher cost).
Banks and credit card companies ONLY act
in their 'shareholders' interests. Obvious I know, but it's a FACT!
We are all just 'The Cannon Fodder'.
A means by which they can extract as much money as possible over the
long-term.
We are 'expendable data', it really is that straight forward and simple.
They KNOW that most people are 'honest' and 'ethical'. That most people
would 'rather' pay off any debts incurred than go to court, have the bailiffs
call, or have their homes repossessed.
Their 'Short-Term' profits come from lending to the well-off. Those who will pay back quickly.
Their 'Long-Term' profits, which are the ones they NEED to satisfy their investors = 'Shareholders' come from the
'Cannon-Fodder'. Those who can least afford it, but who find themselves being 'suckered' deeper and deeper into
debt by the 'greed' of the banks.
Don't blame the bank employees here.
Unless they meet pre-specified, hard-to-reach 'sales' targets, their life is made intolerable by their bosses.
Banks and credit card companies can't lose, because when a 'customer' gets too far into debt to be able to pay it
back, the banks simply 'SELL' these debts to the 'KILLER SHARKS'.
Those debt collectors that will 'harass' you a hundred times a day to "Pay up, or else".
To many people, this is extremely scary. Sometimes leading to suicide, or at the very least, to long term mental health
problems. Others are steered towards 'crime' as the only answer to escape these 'cancers' on society. All-in-all is it
any wonder our once 'close-knit' communities are breaking up.
DEBT has far reaching consequences. Not least, the break down of our local communities as more people feel
'ashamed' to be in so much debt and become reclusive as a result. They can't afford to go out as often as they'd like.
They can't afford to go to the pub, the cinema, the theatre or even sometimes the local fete or boot sale. All places
where they might normally 'socialise' with their friends and neighbours.
Early-Morning TV is 'peppered' with celebrity ads showing you familiar, 'trusted' faces that are telling you how the
company that 'they' represent will actually 'HELP' you to get out of debt, or refinance your dreams. It's all so easy.
Just log-in to the website, or make that phone call. The money will be with you, if not instantly, then very shortly.
Smooth, cost-effective borrowing, and sanctioned by that well-known face you believe would NEVER lead you astray.
What A Winning Formula??
The celebrities, in their defence, are probably no more aware of the 'deviousness' of this tactic than most of the
general public. They very likely think they ARE helping those in need, and all the time, they're 'getting paid' to help
you and I. Great!!
But if they truthfully KNEW the consequences of their actions, would they still do it?
Probably, because as in most cases these days, if THEY don't do it, someone else WILL.
Why should they miss out on a good pay-day?
Self-education is KEY here.
If we KNOW in our hearts and minds that we really ARE being fooled, suckered and totally made a complete
'jack-ass' of when we believe all of the nonsense they spout, then we're not in any danger.
Our natural defence mechanism comes into play when we 'know' we're having the 'p%&s' taken out of us, that we will
automatically reject their blurbs for the nonsense that it is. If enough people get 'Awakened' to the scam's all around
us that are 'purely' designed, at the cost of many thousands of pounds or dollars by the banks and credit-card
companies, their advertising campaigns will become 'negative' investments, and will cease to be aired on our TV's.
This is why it's imperative,
that you pass this web-page on to as many of your friends and family as you can. The sooner we are all made aware
of the 'MASSIVE' scam that's dragging most of us down to the gutter, the better.
Did you realise that these loan companies that secure the loan 'On Your Property' will 'foreclose' after just THREE
missed payments? That in itself is a license to print money. That is why they'll spend hundreds of thousands on
advertising campaigns to 'hook' you. With house prices only going one way, that's UP! Is it any wonder they see
YOU as easy fish to catch and throw back with your fins missing.
You're not going to 'swim' with their loan, you're going to 'sink' fairly fast without a trace of a come-back on your
lenders. They just scoop up the prize; (Your House), and move on to the next 'unlucky catch'.
'Consolidation' is a much bandied word that suggests an easier route when your road is blocked in every
direction by DEBT. Infact, 'consolidation' is probably the very last route you should be thinking about here. YES! you
get all your debts rolled into one 'affordable' payment. Usually secured on your property. But then that payment also
'stretches' your finances and you find 'more and more' letters through your door; phone calls; Spam messages on
your computer, all telling how your credit-rating is SO GOOD that they'd just LOVE IT if you'd borrow more from THEM.
Why not make your life just that little bit easier for yourself? After all, you deserve it don't you?
What's just a few more pounds or Dollars a month?
Before you know it, they've convinced you that you're worth MORE. That they will GIVE you the means to PROVE IT!
'SNAP!' The trap has sprung again, and you've just put your foot right back into where you just can't seem to get it
back out from. Soon, the only recourse open to you is 'Bankruptcy'. Your assumed last resort where you'll not only lose
most of your physical possessions including your property. You'll also lose your self-respect, self-esteem and the
ability to live your life as a 'supposedly' FREE individual.
You will now have the 'liquidators' telling you what you 'can' and 'cannot' do.
What money you're allowed to keep out of your wage packet.
Whether or not you can have a bank account at all. Or if you can even be trusted to have a much-
needed debit card. Something that is almost essential to have these days.
Even to buy your weekly grocery shop, a card is the 'expected' transaction.
Offer notes, and the 'divvy' behind the till will study them, look you up and down as a criminal, and often call a manager
to check. Just in case you're trying to pass off 'dud' notes. (Very embarrassing).
In the US, it's much harder these days to go bankrupt.
In the UK in 2007 it's fairly easy, and is fast becoming the 'preferred' route for most younger people these days.
(But that escape route will VERY SOON be closed off to the majority)
It will revert back to the time when only 'The Rich' could afford to go bankrupt, while keeping almost ALL of their
assets. (Remember the Maxwell Brothers?). Immensely rich. Kept almost ALL of their assets at the expense of
'lesser mortals', especially thinking here of ALL the loyal Daily Mirror workers (and others) who lost their pensions
overnight.
The British Government recognised the 'savvy' there and duplicated the tactic by allowing the treasury,
(AKA Gordon Brown) to STEAL from the vast swathes of private pensioners here.
Many people who had been 'frugal' all their lives so that they could 'enjoy' retirement have now ALSO found
themselves being 'suckered' into the Debt-Trap laid so professionally for them by those who were voted into power to
do the exact opposite.
Debt has always been the 'Machiavellian' way by which ALL governments control the masses.
The more DEBT society has, the easier it is to keep a check and 'control' the subjects. (Fodder).
Governments of ALL denominations hate the word FREEDOM.
It means that they 'lose' the power to tell you what to to do. Debt restricts you in so many ways eventually.
Your movement at any time of the day or night can be tracked through the use of your credit or debit card. Your
buying, therefore your lifestyle habits are recorded so that even MORE temptation can be passed your way. The
circle of debt becomes tighter and our 'masters' can TUG at the trap any time they feel fit. Step out of line and life
becomes more difficult for you. TOE the line and you're allowed to 'exist' with conditions.
Only the wealthy. Or those who are FREE of debt, can actually call themselves FREE to a certain degree.
They become the 'second lieutenants' to those masters who believe they control our every move.
| A Proven Method Of 'ATTACKING' Debt! The...'Organic Debt Management Programme'. Debt Consolidation; IVA's; Bankruptcy; Need Not be the way. |
| Welcome To; The Island of Dreams. |
'The Island of Dreams' is a short story/fable, written purely as an example of how
'The Banking System' works to snare all of us into DEBT, (one way or another).
'The Banking System' works to snare all of us into DEBT, (one way or another).
There are those who are taught from a very early age, exactly WHAT 'The Banking System' philosophy is.
The rest of us I'm afraid, are just the 'fodder'.
The rest of us I'm afraid, are just the 'fodder'.
Years ago, there was an inhabited island of healthy, contented people who had the
perfect community. They were totally self-sufficient, wanting for nothing and
expecting nothing. After all, they all worked, had enough to eat and drink, and laughed
and played when they felt like it, (which was often).
These islanders successfully used the tried and tested ‘bartering’ system to run their
lives. This removed all of their stress, by not needing 'Money'.
What was the point of ‘money’ when they had ‘Gods FREE energy’ in abundance.
They had a forest that supplied wood for the construction of virtually everything.
They had livestock and a complete understanding of husbandry to feed themselves.
Everyone could grow vegetables and fruit on their very own land.
Water was fresh, clean, pure and plentiful.
Clothing was made from the hides of their various animals.
Many extra luxuries (including MORE clothes) were simply ‘washed up’ on the shoreline as ‘pure gifts’ it seemed.
Yes, these islanders, although living simply, were LIVING in the true sense. They didn’t go to bed at night worrying about a thing.
DEBT! What was that?
They couldn’t understand the concept.
THEN of course, the inevitable happened.
A stranger and his small family found themselves ‘castaways’ on the island, having run into stormy weather
not far from this idyllic island community.
Immediately, they were taken care of.
They were fed, housed, given warm dry clothing, and accepted into the community like ‘family’. A small area on the edge of the forest
was cleared so that they could build their own home on their OWN plot of FREE land, and everyone joined in to make very short work
of it.
Once the home was built, they were ‘given’ all they needed to make the family comfortable.
perfect community. They were totally self-sufficient, wanting for nothing and
expecting nothing. After all, they all worked, had enough to eat and drink, and laughed
and played when they felt like it, (which was often).
These islanders successfully used the tried and tested ‘bartering’ system to run their
lives. This removed all of their stress, by not needing 'Money'.
What was the point of ‘money’ when they had ‘Gods FREE energy’ in abundance.
They had a forest that supplied wood for the construction of virtually everything.
They had livestock and a complete understanding of husbandry to feed themselves.
Everyone could grow vegetables and fruit on their very own land.
Water was fresh, clean, pure and plentiful.
Clothing was made from the hides of their various animals.
Many extra luxuries (including MORE clothes) were simply ‘washed up’ on the shoreline as ‘pure gifts’ it seemed.
Yes, these islanders, although living simply, were LIVING in the true sense. They didn’t go to bed at night worrying about a thing.
DEBT! What was that?
They couldn’t understand the concept.
THEN of course, the inevitable happened.
A stranger and his small family found themselves ‘castaways’ on the island, having run into stormy weather
not far from this idyllic island community.
Immediately, they were taken care of.
They were fed, housed, given warm dry clothing, and accepted into the community like ‘family’. A small area on the edge of the forest
was cleared so that they could build their own home on their OWN plot of FREE land, and everyone joined in to make very short work
of it.
Once the home was built, they were ‘given’ all they needed to make the family comfortable.
Every islander gave ‘something’ to start them off, including livestock and plants.
Then, the new family were told how this wonderful community ran the ‘bartering’ system, and how THEY would now be expected to
contribute to the community using;-
‘Their Own FREE Energy’.
Then, the new family were told how this wonderful community ran the ‘bartering’ system, and how THEY would now be expected to
contribute to the community using;-
‘Their Own FREE Energy’.
Our new islander had to think WHAT it was that he, his wife and children were good at, so that they could trade those skills against
food and other necessities to live comfortably.
After several days of mind searching, our new islander decided he would carve out a nice little ‘niche’ that would HELP all the other
islanders, but would mean he didn’t really have to do much at all. He decided that the bartering system was (in his eyes) totally unfair.
After all, how could a leg of lamb be the same value as a basket of eggs? Or a day of gardening be traded for a pair of trousers?
Madness! Absolute madness. He HAD to bring ‘order’ into the system ‘for their own good’.
Firstly. He decided he HAD to know exactly how many people were ON the island so that he could work out a ‘fair’ system that
would ‘benefit’ all. So he spent the week going round collating all the names, how much land, how many buildings, livestock, and even
the children they had plus their ages. This gave him a complete inventory of the island.
Secondly. He decided what he would use to make ‘bartering’ fairer.
He decided on ‘vouchers’. After all, they’d mastered the art of pulping wood to make paper, and the use of natural vegetable dyes, so
printing was an accomplishable art.
(Paper washed up on the shore was already bleached by the sea and sun, so was also a good supply once dried).
Thirdly. Now he had to work out how many vouchers everything was worth.
For example; 12 eggs = one voucher. 1 leg of lamb = two vouchers.. A days labour = 3 vouchers, and so he went on, labelling EVERY
activity, service and product with a ‘voucher value’. He made his printing press out of carved wax on wood, and went to work printing
out copies of his detailed inventory and values so that every islander had a copy.
Fourthly. He now had to hold a meeting with all the heads of family, and everyone else who wanted to attend. He explained that as an
outsider he could identify the faults in their beloved bartering system, but that as a repayment for the kindness they’d ALL shown him
and his family, he was going to IMPROVE their lifestyle even MORE. He explained the ‘voucher system’ in great detail, and all could
see how easy it would be to value EVERYTHING fairly.
So, the system was adopted with a ‘YES’ vote, and our newcomer was given the awesome responsibility of overseeing the whole
system. He gave himself the title; ‘BANKER’.
Fifthly. Our banker now had to show how GENEROUS he could be. How grateful he was to be given this responsibility. So he GAVE
them all 20 vouchers each to get started. FREE!
But if they wanted more vouchers, they would have to ‘borrow’ them from him, and pay him back within 30 days. If they did this, the
vouchers were loaned FREE. If they took longer to pay the banker back, he would charge an extra voucher on top for each week
AFTER the 30 days.
Sixthly. Our ‘BANKER’ wanted to ensure that he never actually had to work manually. So he needed a bigger, better system to bring
MORE vouchers to him personally each week over the long term.
He realised that EVERYONE on the island owned their own property. SO, he put ‘TEMPTATION’ their way. He would offer an
irresistible deal to ANYONE who wanted it. He would GIVE them 1,000 vouchers in exchange for the potential ownership of their
property.
He wouldn’t own it, but he would GIVE the homeowner 1,000 vouchers on condition that they paid him back JUST 1,100 vouchers in
12 months time.
If they couldn’t pay it back in that time, the BANKER would then OWN the property, and the ORIGINAL owner would have to LEASE
it back OFF of him.
(The system similar to what WE call a mortgage).
food and other necessities to live comfortably.
After several days of mind searching, our new islander decided he would carve out a nice little ‘niche’ that would HELP all the other
islanders, but would mean he didn’t really have to do much at all. He decided that the bartering system was (in his eyes) totally unfair.
After all, how could a leg of lamb be the same value as a basket of eggs? Or a day of gardening be traded for a pair of trousers?
Madness! Absolute madness. He HAD to bring ‘order’ into the system ‘for their own good’.
Firstly. He decided he HAD to know exactly how many people were ON the island so that he could work out a ‘fair’ system that
would ‘benefit’ all. So he spent the week going round collating all the names, how much land, how many buildings, livestock, and even
the children they had plus their ages. This gave him a complete inventory of the island.
Secondly. He decided what he would use to make ‘bartering’ fairer.
He decided on ‘vouchers’. After all, they’d mastered the art of pulping wood to make paper, and the use of natural vegetable dyes, so
printing was an accomplishable art.
(Paper washed up on the shore was already bleached by the sea and sun, so was also a good supply once dried).
Thirdly. Now he had to work out how many vouchers everything was worth.
For example; 12 eggs = one voucher. 1 leg of lamb = two vouchers.. A days labour = 3 vouchers, and so he went on, labelling EVERY
activity, service and product with a ‘voucher value’. He made his printing press out of carved wax on wood, and went to work printing
out copies of his detailed inventory and values so that every islander had a copy.
Fourthly. He now had to hold a meeting with all the heads of family, and everyone else who wanted to attend. He explained that as an
outsider he could identify the faults in their beloved bartering system, but that as a repayment for the kindness they’d ALL shown him
and his family, he was going to IMPROVE their lifestyle even MORE. He explained the ‘voucher system’ in great detail, and all could
see how easy it would be to value EVERYTHING fairly.
So, the system was adopted with a ‘YES’ vote, and our newcomer was given the awesome responsibility of overseeing the whole
system. He gave himself the title; ‘BANKER’.
Fifthly. Our banker now had to show how GENEROUS he could be. How grateful he was to be given this responsibility. So he GAVE
them all 20 vouchers each to get started. FREE!
But if they wanted more vouchers, they would have to ‘borrow’ them from him, and pay him back within 30 days. If they did this, the
vouchers were loaned FREE. If they took longer to pay the banker back, he would charge an extra voucher on top for each week
AFTER the 30 days.
Sixthly. Our ‘BANKER’ wanted to ensure that he never actually had to work manually. So he needed a bigger, better system to bring
MORE vouchers to him personally each week over the long term.
He realised that EVERYONE on the island owned their own property. SO, he put ‘TEMPTATION’ their way. He would offer an
irresistible deal to ANYONE who wanted it. He would GIVE them 1,000 vouchers in exchange for the potential ownership of their
property.
He wouldn’t own it, but he would GIVE the homeowner 1,000 vouchers on condition that they paid him back JUST 1,100 vouchers in
12 months time.
If they couldn’t pay it back in that time, the BANKER would then OWN the property, and the ORIGINAL owner would have to LEASE
it back OFF of him.
(The system similar to what WE call a mortgage).
OK, I suppose that seems fair.
After all, it’s similar to how WE buy our homes in the modern day.
But what effect did it have on our ‘Islanders’?
The islanders you’ll remember, were happy, contented people, with plenty of time to play
and thoroughly enjoy their lives. No REAL worries. They were happy to exchange their
personal values/goods for whatever another islander had that they required/needed. It was
swings and round-abouts as far as ‘value’ went.
But NOW, they were forced to consider the TRUE value of each product/service they
were exchanging.
Suddenly, they are faced with the decision, “have I got enough vouchers for that?”.
“Has the other person now got enough vouchers to pay ME?”.
“How can I get MORE vouchers to be able to afford to purchase the things that I could
NATURALLY barter for before vouchers came along?”
It was pretty soon that they were all realising they needed far more vouchers than they had
been ‘GIVEN’. SO, they went to their friendly BANKER, and he of course was only too
pleased to help. YES, he would give them as many as they wanted. They only had to make
sure that somehow they’d manage to barter their way into a superior ‘voucher’ position than
their other islanders before the months end, and no harm done.
The trouble was, there’s only a ‘limited’ number of vouchers in circulation, and each time an islander has to pay the banker the extra
interest each month, that meant there were LESS vouchers to play with, and it became HARDER to EARN those extra vouchers each
month.
This was now starting to play on the islanders minds, and sleep wasn’t so easy these days.
Instead of having a lot more time to laugh and play, they were spending more time trying to GENERATE more vouchers to pay back to
their FRIENDLY BANKER.
BUT THEN!
Let’s not forget how their ‘Banker’ was offering to help them OUT of such a situation.
They could put up the ownership of their home in return for ‘Mega-Vouchers’.
With all those extra vouchers they could carry on their happy contented lifestyle once again, and SURELY in one year, they’d be able
to EARN back the necessary vouchers to pay BACK their banker in full?
This is what most decided would be best, so they went in turn to the banker. They each put up their houses as surety, and YES! For a
while they were back to their old selves, without a care in the world.
Really enjoying their new-found wealth.
THIS was even better than before.
Now they didn’t have to work at all if they didn’t want to.
Beautiful sky. Beautiful beaches,. Beautiful romantic sunsets, and peaceful, loving sleep-time.
BUBBLES? They have a habit of being extremely beautiful. They are like a wonderful fantasy world when you look into them.
Continuously changing dimensions and reflective images.
But!…… BUBBLES also..... ALWAYS….. POP!
The wonderful BUBBLE our islanders found themselves in was also bound to POP!
Then halfway through the year, reality started to hit home. They hadn’t saved enough vouchers to pay back the banker, and they were
so busy enjoying their new-found wealth that they became lazy and complacent. A characteristic not present in these lovely islanders
before THE BANKER came along and corrupted their minds with false promises.
(Governments do this all the time. They pretend that 'Their' policies are SO good that you can now start to enjoy 'The Good life'.
You can go out and buy SO MUCH stuff that you really don't need, because you are being 'looked after'. You can ease up now. Work
less and play more. (All the time bolstering the government coffers through the newly applied 'stealth taxes'.)
When the truth is finally laid bare to you, you're in too deep to swim away. The current is pulling you faster into the vortex of DEBT.
'Your' house is next because you listened to all the C&%*P being purposely told to you, all dressed up as truth).
At the end of the year, NONE had collected enough vouchers, (or anywhere near enough).
Inevitably, ‘The Banker’ became an INSTANT landlord.
He wasn’t about to kick these good people out of their homes, but he WAS going to charge them RENT each week to LIVE in their
OWN HOMES.
Now bear in mind that these good islanders NEVER had these expenses before, so somehow they were going to have to EARN those
EXTRA vouchers EVERY week for the rest of their days. This equates to FAR more work. Far LESS play/laughter time, and ultimately
FAR LESS contented sleep-time.
The quality of life for these lovely people had been destroyed in the space of just over ONE YEAR by an institute we all call
‘BANKING’.
BANKING. is a cancer that IS destroying YOUR life. Quietly but efficiently in the background.
(Though ‘The Island Of Dreams’ is obviously fictional. The lesson to be learned is VERY REAL).
If you don't think you've quite got to grips with the underlying moral of this story. Please Re-read Now.
You don’t know or realise it’s happening, as the banking service is supposedly aimed at HELPING YOU! get through the financial maze
that EVERY ONE of us is forced to enter at some stage of our lives. Usually ending in debt, that slowly but surely diminishes our
quality of life until we die.
(Or get wise).
Most of us are just naïve, decent people, wanting to get on with our lives. We work to live (or so we think). Bust mostly, we work
to survive. (Just).
Mothers are being emotionally black-mailed to work longer hours. But when child care etc is deducted, most mothers are actually
WORSE off, and will incur more debt through the guilt they feel by not being with their children. Because they then try and rid
themselves of that guilt by using even MORE of their wages to buy gifts/treats for their young.
It’s a vicious treadmill that is ALMOST impossible to get off of.
SO…..Please continue with the next articles on this site, they will lead you OUT of the ‘Rat-Trap’ that the 'banking world' has
lured you into. Which, on your own, is likely proving VERY difficult to escape from.
Once you have read through this site, (and please take your time), you will be shown a PROVEN ROUTE to not only ESCAPE from
your debt-trap, but to go on and earn REAL residual income for the long term. Allowing you to LIVE as you’d like to. NOT just EXIST.
By the way, if you find this site really helps you, please forward it to your friends and family who are also on the ‘net.
They won’t be offended, and should even THANK you for doing so.
DEBT is an ongoing concern for EVERYONE.
Thank you,
Pete.
After all, it’s similar to how WE buy our homes in the modern day.
But what effect did it have on our ‘Islanders’?
The islanders you’ll remember, were happy, contented people, with plenty of time to play
and thoroughly enjoy their lives. No REAL worries. They were happy to exchange their
personal values/goods for whatever another islander had that they required/needed. It was
swings and round-abouts as far as ‘value’ went.
But NOW, they were forced to consider the TRUE value of each product/service they
were exchanging.
Suddenly, they are faced with the decision, “have I got enough vouchers for that?”.
“Has the other person now got enough vouchers to pay ME?”.
“How can I get MORE vouchers to be able to afford to purchase the things that I could
NATURALLY barter for before vouchers came along?”
It was pretty soon that they were all realising they needed far more vouchers than they had
been ‘GIVEN’. SO, they went to their friendly BANKER, and he of course was only too
pleased to help. YES, he would give them as many as they wanted. They only had to make
sure that somehow they’d manage to barter their way into a superior ‘voucher’ position than
their other islanders before the months end, and no harm done.
The trouble was, there’s only a ‘limited’ number of vouchers in circulation, and each time an islander has to pay the banker the extra
interest each month, that meant there were LESS vouchers to play with, and it became HARDER to EARN those extra vouchers each
month.
This was now starting to play on the islanders minds, and sleep wasn’t so easy these days.
Instead of having a lot more time to laugh and play, they were spending more time trying to GENERATE more vouchers to pay back to
their FRIENDLY BANKER.
BUT THEN!
Let’s not forget how their ‘Banker’ was offering to help them OUT of such a situation.
They could put up the ownership of their home in return for ‘Mega-Vouchers’.
With all those extra vouchers they could carry on their happy contented lifestyle once again, and SURELY in one year, they’d be able
to EARN back the necessary vouchers to pay BACK their banker in full?
This is what most decided would be best, so they went in turn to the banker. They each put up their houses as surety, and YES! For a
while they were back to their old selves, without a care in the world.
Really enjoying their new-found wealth.
THIS was even better than before.
Now they didn’t have to work at all if they didn’t want to.
Beautiful sky. Beautiful beaches,. Beautiful romantic sunsets, and peaceful, loving sleep-time.
BUBBLES? They have a habit of being extremely beautiful. They are like a wonderful fantasy world when you look into them.
Continuously changing dimensions and reflective images.
But!…… BUBBLES also..... ALWAYS….. POP!
The wonderful BUBBLE our islanders found themselves in was also bound to POP!
Then halfway through the year, reality started to hit home. They hadn’t saved enough vouchers to pay back the banker, and they were
so busy enjoying their new-found wealth that they became lazy and complacent. A characteristic not present in these lovely islanders
before THE BANKER came along and corrupted their minds with false promises.
(Governments do this all the time. They pretend that 'Their' policies are SO good that you can now start to enjoy 'The Good life'.
You can go out and buy SO MUCH stuff that you really don't need, because you are being 'looked after'. You can ease up now. Work
less and play more. (All the time bolstering the government coffers through the newly applied 'stealth taxes'.)
When the truth is finally laid bare to you, you're in too deep to swim away. The current is pulling you faster into the vortex of DEBT.
'Your' house is next because you listened to all the C&%*P being purposely told to you, all dressed up as truth).
At the end of the year, NONE had collected enough vouchers, (or anywhere near enough).
Inevitably, ‘The Banker’ became an INSTANT landlord.
He wasn’t about to kick these good people out of their homes, but he WAS going to charge them RENT each week to LIVE in their
OWN HOMES.
Now bear in mind that these good islanders NEVER had these expenses before, so somehow they were going to have to EARN those
EXTRA vouchers EVERY week for the rest of their days. This equates to FAR more work. Far LESS play/laughter time, and ultimately
FAR LESS contented sleep-time.
The quality of life for these lovely people had been destroyed in the space of just over ONE YEAR by an institute we all call
‘BANKING’.
BANKING. is a cancer that IS destroying YOUR life. Quietly but efficiently in the background.
(Though ‘The Island Of Dreams’ is obviously fictional. The lesson to be learned is VERY REAL).
If you don't think you've quite got to grips with the underlying moral of this story. Please Re-read Now.
You don’t know or realise it’s happening, as the banking service is supposedly aimed at HELPING YOU! get through the financial maze
that EVERY ONE of us is forced to enter at some stage of our lives. Usually ending in debt, that slowly but surely diminishes our
quality of life until we die.
(Or get wise).
Most of us are just naïve, decent people, wanting to get on with our lives. We work to live (or so we think). Bust mostly, we work
to survive. (Just).
Mothers are being emotionally black-mailed to work longer hours. But when child care etc is deducted, most mothers are actually
WORSE off, and will incur more debt through the guilt they feel by not being with their children. Because they then try and rid
themselves of that guilt by using even MORE of their wages to buy gifts/treats for their young.
It’s a vicious treadmill that is ALMOST impossible to get off of.
SO…..Please continue with the next articles on this site, they will lead you OUT of the ‘Rat-Trap’ that the 'banking world' has
lured you into. Which, on your own, is likely proving VERY difficult to escape from.
Once you have read through this site, (and please take your time), you will be shown a PROVEN ROUTE to not only ESCAPE from
your debt-trap, but to go on and earn REAL residual income for the long term. Allowing you to LIVE as you’d like to. NOT just EXIST.
By the way, if you find this site really helps you, please forward it to your friends and family who are also on the ‘net.
They won’t be offended, and should even THANK you for doing so.
DEBT is an ongoing concern for EVERYONE.
Thank you,
Pete.
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